Medicare Advantage
Whether exploring an HMO or PPO, SJ Agency LLC helps clients find plans that fit their doctors, prescriptions, and day-to-day needs.
Medicare Supplements
For those looking to cover gaps in Original Medicare, SJ Agency LLC guides clients through options like Plan G and Plan N, matching coverage to both budget and health needs.
Group Coverage Transition
Transitioning from employer insurance to Medicare doesn’t have to be complicated. SJ Agency LLC provides step-by-step support to ensure a seamless change.
Other Ways We Help
Enrollment Help for Medicare & Social Security
From Medicare Part B applications to Social Security enrollment, we simplify the process and helps clients avoid unnecessary stress.
Prescription Drug Plans (PDP)
We ensure clients’ medications are properly covered without overpaying—customized to what they actually take and where they prefer to shop.
MAPD Plans (Medicare Advantage with Drug Coverage)
We help clients find MAPD plans that combine medical and drug coverage—plus dental, vision, or transportation—into one easy-to-manage plan.
Dental, Vision & Hearing (DVH)
From dental cleanings to glasses and hearing aids, we help clients add important coverage where Original Medicare leaves gaps.
Final Expense Coverage
Planning ahead eases the burden on loved ones. We help clients secure simple, affordable final expense insurance for lasting peace of mind.
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Kind Words from Clients
"Sarina Janney my agent always makes me feel like I am important and not just a client. She is always very friendly and polite and very professional. She always answers all my concerns as quickly as possible and makes me feel like I really matter. Thank you."
by ARMANDO FIGERO
"Sarina has helped me several times with my Medicare Advantage plan. I was so pleased, she helped my wife as well. She will sit with you, take all pertinent info and has a program customized for your needs. Try her. You will not be disappointed."
by RICK SMITH