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Helping Nevadans find the Medicare Advantage plan that truly fits.

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Medicare Advantage (MA)

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What is Medicare Advantage?

Medicare Advantage Plans in Nevada are all-in-one alternatives to Original Medicare, often bundling hospital, medical, and prescription coverage. Many plans also include extras like dental, vision, and hearing. Sarina Janney helps you compare local HMO and PPO options so you can choose what works best for your lifestyle and doctors.

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A newborn baby is sleeping on a woman 's shoulder.
HMO Plans

Health Maintenance Organization (HMO) plans often have lower monthly premiums and require using a network of local doctors. They’re a great fit if you’re comfortable with a coordinated care team and choosing a primary provider.

PPO Flexibility

Preferred Provider Organization (PPO) plans offer more freedom to see specialists and doctors outside the network. While they typically cost a bit more, the flexibility can be worth it if you travel or want broader access.

Local, Personalized Guidance

Every plan has its fine print—but you don’t have to figure it out alone. Sarina Janney walks you through your options and helps match your doctors and prescriptions with the right plan.

Frequently Asked Questions

  • What’s the difference between Medicare Advantage and Original Medicare?

    Medicare Advantage plans cover hospital (Part A) and medical (Part B) services, and often include prescription drug coverage (Part D). Many plans also offer dental, vision, and wellness benefits.

  • Will my doctor accept a Medicare Advantage plan?

    That depends on the plan. Sarina Janney will help you find options accepted by your current providers in Nevada.

  • Is there a cost to work with SJ Agency LLC?

    No—Sarina’s help is always free. She’s paid by the insurance company you choose, not by you.

  • Can I change plans later if my needs change?

    Yes! There are special enrollment periods, and Sarina Janney can help you understand when and how to switch if needed.

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Got Questions? Call Or Text—We're Here For You

Don’t hesitate to reach out—we're just a text away, and we truly mean that. Whether you're just starting or already enrolled, there's always something we can do to make things easier.

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